Our Services
To provide input loans, linkages to mainstream markets and other support services to small-scale farmers and entrepreneurs in South Africa in support of agricultural development programs.
Seasonal Loans
Seasonal Loans
These are agricultural operational loans that are used for the purchase agricultural inputs like fertilizers, chemicals, diesel, and labour. This type of loan is for the season and therefore repayable after the season on harvest. It is desirable that seasonal loans are supported by crop insurance products that will protect against loss of crops due to natural disasters, or loss of income due to decline in prices of agricultural commodities.
Short Term Loans
Short Term Loans
These are loans taken for a short period (usually not more than 6 months) by the farmers to assist the farmer with small issues on the farm like leaking pipes, fixing small electrical problems, etc. These loans will be repaid in less than a year after harvest.
Business Development Support Services
Business Development Support Services
It is accepted that the farmer is an expert in his farming craft like growing crops or livestock. However, for the business to advance, the farmer needs to develop other skills like the marketing of the product, business advice, and training. Peulwana is an AgriSETA accredited organisation, in collaboration with commodity organisations, trainers, agricultural businesses like NWK, and other agricultural specialists, farmers are supported with business development services.
Other Support Services
Other Support Services
We provide financial oversight and governance while nurturing farmers and entrepreneurs from small-scale to commercial. We offer Project Management services for PPP interventions and other agri-projects.
IT IS ALL ABOUT SERVICE
Business development support assists in growing farmer yields and profitability, as well improve efficiencies on the farm. An example is the use of technology on the farm, tools like drones, robotics, artificial intelligence, 3-D printing, virtual reality, and cloud connectivity are just some of the tools that are transforming the farming industry. One must picture an expansive farm whereby there might be an error with the irrigation system. It may take long for a farmer to pick up a fault on the water line, thereby wasting water and potentially causing harm to the crops that may not be adequately irrigated. Modern Technology may allow a farmer to get quick and precise information about the fault in the irrigation system. By employing new technologies, farmers may save time and money.
Peulwana provides credit to small and medium-scale farmers, agro-processors and co-operatives along the agricultural value chain.
Peulwana provides project management for rural agricultural development initiatives.
- We provide access to loan finance to agricultural enterprises.
- We facilitate the develop of business plans, access to technical support and linkages to markets. (We start with the end in mind).
- We provide financial oversight and governance while nurturing farmers and entrepreneurs from small-scale to commercial.
- We offer Project Management services for PPP(Public-Private Partnerships, relating to venture(s) funded and operated through a partnership of government and one or more private sector companies) interventions and other agri-projects.
Peulwana Agricultural Financial Services (Pty) Ltd was established in 2009 to provide input finance to small and medium-scale farmers and entities. Peulwana is accredited as a financial intermediary to the under the MAFISA credit program.
The Peuwlana name originates from a Northern Sotho word ‘Peulwane’ which refers to a barn swallow bird. When swallows fly low, it is usually considered that is a sign that rain is coming. At the formation of Peulwana it was felt that the company will be a ‘rain-maker’ to farmers, by accessing the resources i.e. working capital finance, that it would be like the farmer has received essential rain that will make it possible for the farmer to go do her work producing food.
From small and medium-scale farmers, agro-processors to co-operatives along the agricultural value chain.
Partnered With
Testimonials
Institutions like Peulwana should be given greater scope to expand the work that they are doing. They work with farmers, they listen to them and they understand what their needs are.
Late Hervert Mabuza
I wouldn't be where I am without the help of MAFISA. Peulwana has given me consistent support from when I started as a small communal farms and supporting other small farmers with machinery. Even when times were hard, Peulwana kept supporting me. That is why I do not stress when making repayments because I know that Peulwana will be there for me to ensure that I have working capital to farm
Enock Dlalisa
We were turned down by a number of financial institution. Luckily, our paths crossed with Peulwana who has been providing us with working capital finance for the past four years. We are so happy with MAFISA loans that we receive through Peulwana
Themba Congwane
